TD Ameritrade Review 2026

1600 7th Avenue, Suite 115, Seattle, WA 98101

800-669-3900, 800-213-4583, 800-454-9272

Web Platforms

All the tools any level of investor needs to:

• Access independent third-party research, educational resources, and planning tools
• Stay up-to-date on the latest financial news from Yahoo! Finance in the customizable Dock

thinkorswim desktop

 A professional-level trading platform for serious traders looking for:

• Elite level tools to perform analyses and test strategies
• Idea generation with market scans and ability to monitor potential risk/reward
• Onboarding tools like thinkManual and platform tutorials to get started quickly
• Fully customizable, downloadable software

thinkorswim web

A streamlined thinkorswim experience featuring:

• An intuitive interface that puts critical tools front and center
• Preconfigured strategies that allow you to set up trades in just a click
• Web-based access anywhere with an internet connection

Mobile Trading

TD Ameritrade is the leader in mobile trading with powerful mobile offerings for investors and traders that want:

• A choice of device-optimized mobile apps, now including Apple Watch
• The ability to manage investments, seize opportunities, and more

Trade any way you’d like with your choice of two powerful mobile trading apps compatible across all your smart devices. Select the app that helps you trade most conveniently.

$0 commissions on online stock, ETF, and options trades. U.S. exchange-listed stocks, ETFs, and options. $0.65 per option contract

Track your investments with this simple and straightforward app

• Trade stocks, ETFs, and options with easy and intuitive order entry and editing
• Explore integrated charts with indicators, set up price alerts, access watch lists, and get real-time quotes
• Access market news, view third-party analyst reports and get third-party research

Your goals are unique, so your investment guidance should be too. We take the time to listen and understand what matters most to you before helping you develop and manage your investment strategy.

Important information: TD Ameritrade Investment Management will no longer be accepting new clients into any managed portfolios. If you are interested in a managed portfolio, please visit our affiliate Schwab for more information.

Current investors—potentially reduce your taxable income with tax-loss harvesting

Tax-loss harvesting is a free service available to investors currently enrolled in Essential Portfolios and Selective Portfolios that will proactively sell off an investment that isn't performing well and replace it with a new position. This can potentially reduce your taxable income by up to $3,000.

Whatever your strategy might be, TD Ameritrade has an online brokerage account suited for you. Whether you’re looking for a standard, retirement, education, or a specialty account, we’ll help you find and open your account so you can start pursuing your financial goals today.

• Standard Account. Gain flexibility and access to comprehensive investment products, objective research, and intuitive trading platforms with a standard account. They can be individual or joint accounts and can be upgraded for options, futures, and forex trading as well.
• Retirement Accounts. Find the Traditional IRA, Roth IRA, or Rollover IRA that will help you pursue your retirement goals. Learn about the tax advantages of retirement accounts and discover the benefit of planning your retirement with TD Ameritrade.
• Education Accounts. Plan and invest for a brighter future with TD Ameritrade. Offering flexibility when it comes to saving for education, at any level, choose from various state-qualified 529 Plans, tax-free Coverdell, or UGMA/UTMA accounts.
• Specialty Accounts. From individual trusts and pension plans to business partnerships and sole proprietorships, specialty accounts make planning for the future easy. With these accounts, we have features designed to help you succeed.
• Margin Trading. Take your trading to the next level with margin trading. A margin account allows you to borrow money from TD Ameritrade and potentially increase your securities buying power by as much as 50%.

Our award-winning investing experience, now commission-free

$0.00 commissions. No platform fees. No data fees. No trade minimums. Introducing $0 commissions on online stock, ETF, and option trades. When you add this to our best-in-class platforms, award-winning education and service, and a network of over 175 branches, you'll see why TD Ameritrade is the smarter way to trade.

We deliver added value with our order execution quality, with 96.5% of executed market orders receiving a better price than the National Best Bid and Offer (NBBO) at the time of routing.

We offer a variety of ways to fund your TD Ameritrade account so that you can quickly start trading. Whether depositing money, rolling over your old 401k, or transferring money from another brokerage firm, discover the method that's right for you and get started today.

Choose how you would like to fund your TD Ameritrade account. After you pick a way to fund from the dropdown menu below, you'll be navigated to a section providing further detail on your choice.

Ways to fund

These are the 5 primary ways to fund your TD Ameritrade account.

• Electronic Bank Deposit (ACH)
• Wire Transfer
• Check
• Account Transfer from Another Firm
• Physical Stock Certificates

Our trade desk is filled with former floor traders who offer you 24/7 support to help answer your options trading questions, and more importantly help you understand the potential benefits and risks of options trading. You can message us via in-app chat or call us at 866-839-1100 day or night.

Futures trading can allow you to diversify your portfolio, gain exposure to new markets, hedge against rising commodity prices, and manage risk. Qualified investors can trade over 70 futures products virtually 24 hours a day, 6 days a week through Charles Schwab Futures and Forex LLC. Get access to powerful platforms, technical studies, immersive education, futures trading support, and paperMoney® to practice your strategy at no extra charge. Whether you're new to futures or a seasoned pro, we offer the tools and resources you need to feel confident trading futures.

Trade futures at a fraction of the cost with micro futures

Diversify your portfolio with micro futures, including Micro WTI Crude Oil futures,  Micro Bitcoin futures, E-mini Index futures, and more.

Five reasons to trade futures through us

• Comprehensive education. Explore articles, videos, webcasts, and in-person events on a range of futures topics to make you a more informed trader.
• Superior service. Our futures specialists have over 100 years of combined trading experience. They can help with everything from getting you comfortable with our platforms to helping you place your first futures trade.
• Innovative platforms. Our cutting-edge online trading platforms offer an integrated futures trading experience that allows you to manage your trades better.
• No hidden fees. Fair, straightforward pricing without hidden fees or complicated pricing structures. 
• Extensive product access. Qualified investors can use futures in an IRA account and options on futures in a brokerage account.

Options can be a useful tool, especially in volatile markets, allowing for greater leverage and the ability to hedge your positions and potentially generate additional income. And when you add educational resources and support from options trading specialists, innovative platforms, and straightforward pricing with no hidden fees, you'll find we offer everything traders need to trade options.

• Options Statistics. Refine your options strategy with our Options Statistics tool. Look at the put-call ratio to identify the potential direction of the underlying security. Assess the IV% to determine a buying or selling strategy. And use our Sizzle Index to help identify if option activity is unusually high or low.
• Options Probabilities. Weigh the potential risk of your trade against the potential reward using our Option Probabilities tool built right in the option chain.
• Analyze Tab. Our Analyze Tab allows you to see risk/reward graphs showing potential profit and loss based on “what if” scenarios so you can craft your options strategy with confidence.

Whether you want to mitigate market volatility, preserve your investment, generate income from your portfolio, or all three, we offer a wide range of fixed-income investments that can address your needs. And find tools, resources and dedicated Fixed Income Specialists who can help you define and refine your strategy.

Discover the potential advantages of fixed-income investing

Fixed-income investments may be right for you if you want to experience these benefits as part of a diversified portfolio. 

• Preserve wealth - while fixed-income prices may fluctuate, you can rely on receiving the full-face amount when your investment matures, subject to credit risk 
• Diversify your portfolio - diversifying your investments across asset classes may result in less risk exposure for your overall portfolio
• Generate income - fixed-income investments may provide a steady stream of monthly, quarterly, or semi-annual income to help supplement your income or help fund your retirement
• Manage interest rate risk - creating a ladder through staggered maturities can potentially help you manage interest rate risk in both rising and falling environments and experience less exposure to interest rate volatility 

Reasons to choose TD Ameritrade for fixed-income investing

We provide tools, research, and support to help take the guesswork out of bond and fixed-income investing.

• Select from a wide range of investments over 40,000 offerings from over 100 dealers, 3,000+ bond mutual funds, and over 400 bond ETFs2 300+ which are commission free
• Utilize helpful tools like ready-made bond ladders, or create your own with Bond WizardTM. You can even set bond alerts to help you stay updated on new issue offerings as well as rating and status changes for corporate and municipal bonds
• Get help with investment strategy and fixed-income needs with a personalized portfolio review from a Fixed Income Specialist 
• Take advantage of competitive pricing on most every fixed-income product in the marketplace, which includes $1 per bond transaction fee on secondary bond trades when trading through the online platform

Place online trades for virtually any domestic stocks, international stocks via ADRs1, or initial public offerings (IPOs) whenever TD Ameritrade is a member of the selling group and you qualify. And with access to a spectrum of resources like real-time quotes, charts, third-party analysis reports, and the most advanced trading platforms, it can help ensure you have the power to build your stock trading strategy the way you want.

$0 commissions on online stock, ETF, and options trades. U.S. exchange-listed stocks, ETFs, and options. $0.65 per option contract

With over 13,000 mutual funds from leading fund families and a broad range of no-transaction-fee (NTF) funds, mutual fund trading at TD Ameritrade covers a range of investment objectives, philosophies, asset classes, and risk exposure. Use our tools and resources to choose funds that match your objective.

Invest in mutual funds using objective research

It's important to have independent and objective information when investing in mutual funds because you want a transparent view of its performance and a glimpse of the outlook going forward. TD Ameritrade gives you access to tools and resources that can help you choose mutual funds based on objective performance criteria and selected by independent experts.

Three reasons to trade mutual funds at TD Ameritrade

• The TD Ameritrade Premier List powered by Morningstar Research Services - Get top picks* with a focus on no transaction fee funds. All funds are rigorously pre-screened and meet strict criteria.
• A Complete Mutual Fund Toolbox - You also get a variety of other tools, such as Mutual Fund Screeners, Compare Funds, Focus List, Morningstar Instant X-RaySM and more.
• No-Transaction-Fee (NTF) Mutual Funds - TD Ameritrade offers hundreds of NTF funds from leading fund families, which help reduce your trading costs.

Immerse yourself in the complete ETF trading experience, whether you're new to ETFs or a seasoned investor. With an extensive offering of commission-free ETFs and the tools you need to understand them, you can find more potential opportunities that align with your goals. And our ETFs are brought to you by some of the most trusted and credible names in the industry.

The smarter way to trade ETFs

• Helpful tools. Use the ETF Comparison Tool to find ETFs that match your trading goals based on performance, cost and third-party analyst rankings
• Comprehensive education. Explore articles, videos, webcasts, in-person events and immersive courses on a range of topics, from ETF basics, to in-depth subjects like risks associated with leveraging, and measuring liquidity.
• Objective research. Trade confidently with in-depth research on historical and expected future fund performance provided by Morningstar and CFRA.
• More opportunities. Access to our extensive offering of commission-free ETFs. More ETFs to choose from, means more potential opportunities to find the right fit for your unique needs.
• More trading hours. With 24/5 Trading you can trade select securities on your schedule, 24 hours a day, 5 days a week (excluding market holidays).
• No hidden fees. You get straightforward pricing and access to our platforms with no trade or account minimums.

Trade forex through Charles Schwab Futures and Forex LLC and get access to world-class technology on our thinkorswim platform, innovative tools, and knowledgeable service - all from a financially secure company. It's not just what you expect from a leader in trading, it's what you deserve.

Forex: the world's currency marketplace

Foreign exchange, better known as  forex, is the largest financial market in the world. This marketplace for all the world’s currencies has many potential benefits. In addition to diversifying your portfolio, you can also trade forex 23 hours a day, 6 days a week, while the stock market’s hours are more limited. Plus, the forex market is extremely liquid.

Three reasons to trade forex through us

• Commission-free forex trading. We offer commission-free trading with no hidden fees or complicated pricing structures. The cost of the trade is reflected in the bid/ask spread.
• Innovative platforms. The professional-level thinkorswim suite, including the completely streamlined thinkorswim web and thinkorswim mobile app, offer qualified investors extensive product access and the ability to trade over 70 currency pairs.
• Knowledgeable Support. Our trade desk associates can provide forex assistance day and night at 866-839-1100.