Interactive Investor Review 2026

interactive investor, 2nd floor, One Embankment, Neville Street, Leeds, LS1 4DW

• Telephone from the UK: 0345 607 6001
• Phoning from overseas: +44 113 346 2309

Five portfolios selected and managed by experts. Designed to help you realise your financial goals. Looking for ideas to fit your investment goals? Then look no further than our model portfolios, selected and managed by our independent research partner Morningstar and reviewed by our in-house investment experts. Designed to make selections easier for investors, these five portfolios offer either growth or income options, with a choice of actively managed investments or low-cost tracker funds. 

Our model portfolios are designed to help investors realise their financial goals. They comprise our highest-conviction choices from the whole fund universe and are built upon a proven selection process. Created with an asset allocation to global equities of between 80% and 100%, they are designed for investors who have at least five years before they need the money.

Insight and ideas

Our impartial editorial, rated lists and portfolios are there to make it easier to make the right choices.

• Quick-start Funds. Easy, straightforward investing. Six low cost funds selected by our experts. A simple way to help get you started.
• ii Super 60. Discover a range of investments, rigorously selected by experts, with quality options for any portfolio.
• ii ACE 40. The UK's first rated list of ethical investments to help you align investments with your personal values.
• Model portfolios. Five ready-made portfolios designed to help you meet your goals. Selected and managed by experts.

Meet the experts

Accurate and timely information is crucial for investors who want to make the right investment decisions. Our crack team of experienced and highly respected financial writers, analysts and contributors can help you do just that. You can read more about them below and link to their own page of articles, which you can bookmark for faster access in future.

Register to receive free daily market commentary, insight and analysis from our award-winning editorial team. 

If you are interested in an affiliate partnership with ii, we would like to hear from you.

Joining the ii affiliate programme is easy - all we need is:

• A summary of who you are
• How you want to work with us
• Your website's address
• Your contact details

Why join the ii affiliate programme?

• We will work together to create engaging content and assets for your site.
• We offer a tiered commission structure that rewards performance.
• Our dedicated affiliate team is ready to support you.
• We work with an established affiliate network.
• Our sign up process is quick and easy.
• Real time reporting and sales tracking.

Want to learn more about the world of investing? Our guides can help you.

Fund Finder series

Discover Kyle Caldwell's tutorials to learn more about investing in funds. From the basics to making the most of our Super 60 funds, this series can help you better understand your investments.

Behavioural investing

Find out how our own minds affect our investment decisions, and whether greater self-awareness helps us make better ones.

Whether you are looking for a general trading account, an ISA or a SIPP, we’ve got you covered with a low, flat fee.

• SIPP. Take control of your pension with our great value, award-winning SIPP.
• ISA. Make the most of your tax-free savings allowance with our award-winning ISA.
• Trading. Our flexible account, where you can invest in all markets in the way you want.

Please remember, investment value can go up or down and you could get back less than you invest. The value of international investments may be affected by currency fluctuations which might reduce their value in sterling.

Our help centre has some of our commonly asked questions about accessing and managing your account, transferring, adding cash and trading.

Buy and sell shares with the UK’s no. 1 flat-fee investment platform.

• Top UK shares. See the most purchased and best performing shares on the FTSE All Share market.
• US & international shares. Invest in household names like Apple, Microsoft and Tesla with our award-winning service.
• Share tips and ideas. News and expert insights to help you become a more informed investor.

Shares, also known as stocks, are an investment in an individual company. Buying shares mean you 'own' a part of that company. Share prices rise and fall in line with demand. If the value of your shares rise, you can choose to sell them at a profit. On the other hand, you could lose money if share prices fall.

Owning shares also entitles you to benefits such as receiving dividends and registering your votes in company activities. 

With thousands of funds to choose from, it is easy to become overwhelmed. To help, our impartial experts have selected ideas for a wide range of active and passive funds, investment trusts, and exchange-traded funds (ETFs). The ii Super 60 selections are designed to suit all investors, while our ACE 40 list highlights the best-in-class ethical options.

• Quick-start Funds. Easy, straightforward investing with six low-cost funds. A simple way to help get you started.
• ii Super 60. Discover a range of rigorously selected investments, with quality options for any portfolio.
• ii ACE 40. The UK's first rated list of ethical investments to help you align investments with your personal values.
• Model portfolios. Five portfolios designed to help you meet your goals.

An investment trust works in much the same way as a fund. It's a way to invest in a range of companies without picking individual shares. Like funds, trusts invest in a 'basket' of underlying assets such as shares, bonds or property. But unlike funds, they are structured as companies listed on the London Stock Exchange. Investors in a trust share in the capital gains (or losses) and in any income payments made. As a result, trusts have two values: the value of the investments held in the trust and its share price.

Why do people invest in trusts?

Investment trusts have various bells and whistles that investors can use to their advantage. These include ‘rainy day’ reserves, which have enabled the vast majority of trusts to weather the Covid-19 dividend drought. by either maintaining or increasing dividend payments to shareholders. Investors can also pick up a potential bargain when a trust is trading on a discount. Performance can be supercharged in rising markets by "gearing".

Investment trust performance can involve rather more ups and downs than funds, because of gearing and the effect of movements in the discount. But if you're invested for the long term, it is not worth worrying too much about short-term swings.

Get insights and ideas on choosing ETFs for your portfolio. Our experts have selected a number of ETFs for our Super 60 investments and ACE 40 ethical list. You'll also find a range of other funds and investment trusts to suit your goals. ETFs - or exchange-traded funds - are investment funds that can be traded on stock exchanges in the same way as shares. Trading in ETFs is a way to track a broad basket of stocks using an index, such as the S&P 500 or FTSE 100.

Investors can also track a wide range of other asset classes such as bonds, property and currencies. To trade in commodities such as metals, energy and agriculture, investors can use ETCs – exchange-traded commodities – which work much the same way.

Why do people invest in ETFs?

ETFs are a simple way to invest in a wide range of companies without picking individual shares.

Exchange-Traded Products (ETPs) including ETFs, ETCs and ETNs track a wide variety of underlying investments, some of which may be complex in nature and involve leverage, shorting or a high degree of volatility. It is therefore important that you read the Prospectus or Fact Sheet (available on the issuers' websites) prior to investing and ensure that you understand how it is structured and the associated risks.

Tax laws may change. If you have any queries on taxation in relation to your investments please speak to a qualified tax adviser. Please remember, the value of your investments, and the income derived from them, may go down as well as up. You may not get back all the money that you invest.

Commodities are the basic stuff of life: raw products that can be bought and sold around the world, often in bulk. They include things like oil, gold, wheat and coffee and even bananas! There are three main types of commodities: energy, metals and agriculture and food. Energy commodities include everything from oil, gas and diesel to heating oil for rural homes.

Metal commodities are made up of precious metals like gold and silver and, now hugely expensive, palladium and platinum. They also include base metals, used for hundreds of different industrial processes like copper, aluminium, nickel and zinc.

Food and agriculture commodities consist of all sorts of every-day foodstuffs from soya beans and wheat to live cattle. And they also include chemicals used for agriculture and non-food products like cotton and lumber.