Written by Stephane Dubois
Reviewed by Sandro Pontedra
Fidelity Investments General Information
Fidelity International, which is independent of Fidelity Investments, offers products and services designed specifically for international investors. These products or services will not be offered outside their intended countries or regions, and purchase orders from U.S. investors will not be accepted. Furthermore, information and other material on these affiliated websites has been prepared and maintained by these non-U.S. affiliates and may only be directed at and available to investors in specific countries.
Make the complex, simpler. From investing to financial planning and pricing, our goal is to be straightforward and help with your unique needs.
- Planning & advice. With investment strategies for retirement and more through Fidelity® Personalized Planning & Advice, plus the benefit of tax-smart investing* with Fidelity Wealth Services, we're here to help.
- Straightforward pricing. Zero commissions1 on stock, ETF and options trades. Zero expense ratio index mutual funds. And fixed income solutions that may save you up to $15 per bond.
- Expert insights and investing tools. Make the most out of your financial life with easy-to-use tools and the latest professional insights from our team of specialists.
Keeping your information and assets secure
The protection of your portfolio and personal information is the foundation of our relationship. That's why we offer the latest technology to help give you the ultimate benefit—peace of mind.
Fidelity Rewards+ —exclusive benefits for Wealth Management clients
As a thank you for clients who invest at least $250,000 in professionally managed assets,7 we're offering a wide range of benefits including:
- Highest cash back rate for everyday purchases
- Waived minimum investments on select lower-cost money market funds, giving you more choice for investing your cash
- 3 layers of advanced identity protection from IDnotify, a part of Experian
Who we serve
We help over ~40 million people feel more confident in their most important financial goals, manage employee benefit programs for nearly 23,000 businesses, and support more than 3,600 advisory firms* with innovative investment and technology solutions to grow their businesses. Our diverse businesses and independence give us insight into the entire market and the stability needed to think and act for the long term as we deliver value to you.
Individual Investors
We provide the financial planning, advice, and educational resources that investors and emerging investors need, including retirement planning, wealth management, brokerage services, college savings and more. Our straightforward pricing delivers value with no account fees, no minimums to open a retail brokerage account, commission-free trades and more.
Our presence
With 52,000-plus associates, our global presence spans nine other countries across North America, Europe, Asia, and Australia who are working tirelessly to meet the needs of our customers.
Our history
"Take intelligent risks rather than follow the crowd." This was the inspiration with which Edward C. Johnson 2d founded the company and it continues to guide us forward as a pioneer in the world of investing. As the financial industry evolves and customer needs become more complex, Fidelity has and continues to reinvent, innovate, and transform itself to be ready for the financial landscape of tomorrow.
New issue and secondary markets
Fidelity offers investors the opportunity to participate in both the new issue and secondary bond markets. Investors pay no commissions or concessions when participating in new issue offerings, but Fidelity charges a mark-up (for buys) or mark-down (for sells) in the secondary market. (See Fidelity Brokerage Commission & Fee Schedule (PDF) for more information.)
New issues have a significant presence in the bond market as issuers are constantly entering the market to “roll” their existing debt as well as create new debt. Accessibility of new issues varies for individual investors, with the Treasury market most accessible and the corporate market least accessible.
The secondary market is composed of bonds that were issued in the past and may be traded until redeemed by the issuer. Unlike equity markets where the universe of approximately 5,000 securities is available to trade at all times within market hours, the U.S. bond markets actively offer only a relatively small subset (tens of thousands) out of the more than 1.2 million unique bonds currently in existence. The composition of this offered subset also varies from day to day. Fidelity makes it easy for you to view and select from our large inventory of new issue and secondary market bonds and CDs to meet your needs.